Cold plunge running cost and chiller sizing: what it really costs to keep water at 45°F

A chiller is the part of a cold plunge that costs money every month. Here's how much electricity a plunge actually uses, what drives the number, and how to pick a chiller size that isn't too weak or too expensive.

Typical monthly electricity

SetupWaterPer month at 17¢/kWh
Insulated tub with lid, indoors or garage, 1/4 HP chiller70-100 gal$8-$15
Insulated tub with lid, outdoors in a mild climate, 1/3 HP80-120 gal$12-$25
Insulated tub outdoors in summer heat (90°F+ days), 1/2 HP100-120 gal$25-$45
Uninsulated stock tank, chiller, no lid, outdoors100-150 gal$40-$80+
Ice only, no chiller (stock tank or bathtub)any$0 electric; $5-$15 per bath in ice

Chillers cycle on and off; the figures assume the compressor runs 20-50% of the time depending on insulation and ambient temperature. Multiply by your own electricity rate.

What drives the cost

Chiller sizing

ChillerSuitsWhere you see it
1/4 HPUp to ~80 gal, indoors or shaded; mild climatesEntry all-in-ones, add-on chillers for barrels
1/3 HP80-120 gal; most residential plunges outdoors in temperate climatesThe common mid-range size
1/2 HP100-150 gal; hot climates; wants fast recovery between usersPremium plunges, commercial-leaning
1 HP150+ gal or heavy daily use by several peopleCommercial

Two more specs matter as much as horsepower. Lowest set temperature: some chillers bottom out at 42-45°F; others reach 37°F. And built-in filtration and sanitation (pump, cartridge filter, ozone or UV), which decides how often you change water. See water care.

Running it in winter

In cold climates the chiller barely runs, but many plunges then need a heater to keep water from freezing, and all-in-one units with heat/cool are worth the premium there. Check the manual's minimum ambient temperature; most chillers stop working below about 40°F ambient, and ice in the lines ends the warranty.

Cost of ownership, all in

A $4,000 plunge used daily for three years, with $15/month electricity, two filter cartridges a year and water changes, costs roughly $4,700, or about $4.30 per plunge. A stock tank and ice costs less up front and more per session, and most people stop using it within a season because of the hassle; that calculus is in plunge vs ice bath vs cold shower. Picks are in best cold plunge tubs.